Terms of use

The service

VestBook shows you what your family owns, based on the information you enter or upload. It is provided by Glotech Innovations, India ("we"). By creating an account or signing in, you agree to these terms and to our Privacy policy.

Information, not advice

• VestBook shows facts and the limits you set yourself. It does not recommend buying, selling or holding anything, and nothing in it is investment, tax or legal advice.
• We are not a broker, bank, investment adviser or research analyst, and we do not hold your money or investments.
• VestBook is read-only. It cannot place orders or move money.

Accuracy

Figures come from what you provide and from the statements you upload. We check our calculations carefully, and where a figure cannot be supported we show it as missing rather than guess. Still, always confirm important figures with the bank, fund house or depository before acting on them.

Your account

• You must be at least 18 and able to enter a contract under Indian law.
• Keep your sign-in details private. You are responsible for activity under your account.
• Add only information you are entitled to share, such as your own and your family's, with their agreement.
• Do not misuse the service: no attempts to reach other people's information, overload the service, or copy it.

Early access

VestBook is in early access. Features may change, and the service may sometimes be unavailable. It is free during early access; we will tell you in advance before any charge applies, and you can choose not to continue.

Ending your account

You can stop using VestBook and ask us to delete your account at any time. We may suspend an account that breaks these terms or puts others at risk.

Liability

To the extent the law allows, our total liability to you for any claim about VestBook is limited to the fees you paid us for VestBook in the 12 months before the claim. While VestBook is free, that amount is nil. We are not liable for indirect or consequential losses, such as lost profits, or for decisions you make based on figures shown. Nothing in these terms limits liability that cannot be limited under Indian law.

Law and disputes

These terms are governed by the laws of India, and the courts at Mumbai have exclusive jurisdiction over any dispute about them. Grievances can be raised with the officer named in the Privacy policy.